What are the Interest Rates?

The interest rate of your NHT loan is determined by the following income bands:

NHT Interest Rates

Income Band (weekly income)

Interest Rate*

Minimum wage to $30,000.99


$30,0001 to $42,000.99


$42,0001 to $100,000.99


$100,001 and above


*Please note that where contributors are co-applying, the applicable interest rate for the loan will be calculated using an average of all incomes of the applicants. A single interest rate will be applied to the total loan amount as a single loan and the names of all borrowers will appear on the title.