The SMART Energy Loan offers financing to contributors for a range of renewable energy products.
Under this facility, homeowners can access up to $1.5 million to install energy-saving technologies such as solar panels, batteries, solar water heaters, solar insulation, and other renewable energy solutions like windmills, hydropower, and biomass systems. Additionally, the loan can be used to set up rainwater harvesting and storage systems, including tanks and pumps.
Contributors can borrow at a standard interest rate of 5% with a repayment period of up to 10 years, or until the homeowner reaches the age of 70, whichever comes first. This initiative supports climate change resilience through advanced energy-saving technologies, reinforcing NHT's commitment to environmental sustainability.
How to Apply
• If you accessed your mortgage directly from the NHT, please contact your NHT branch office for details on how to apply.
• If you accessed your loan through an External Financing Mortgage Partner (EFMP) institution, please apply for the SMART Energy Loan through your partner institution.
SMART Energy Loan Checklist
Ensure your application for the SMART Energy Loan application is complete by following the checklist below. Download now to get started.
Frequently Asked Questions
Have questions about the SMART Energy Loan? Find answers to common queries in our FAQs section. Click below to learn more.
NHT Loan Limits
Looking for information on NHT loan limits? Find out how much you can access as an NHT Contributor. Click below for details.