Loan Limits

Loan Type

One Applicant

With co-applicant (s)

Scheme House

100% financing

100% financing*

Serviced Lot

100% financing 

100% financing*

Open Market

$6.5 Million ***

$13 Million ***

House Lot

$2.5 Million

$5 Million

Cluster Housing
*conditions apply

$1.5 Million

$3 Million

Build on Own Land

$6.5 Million

$13 Million ***

Construction Funds

$2.5-6.5 Million 

$5 Million-13 Million***

Home Improvement

 $2.5 Million

$5 Million

Fifteen (15) Plus

$2.5 Million

 $5 Million

Solar Water Heater

$250,000 

 

Solar Panel

$2.5 Million

$5 Million

If You Need Additional Funds

* 100% financing or up to $15 Million available subject to affordability

*** Please note that loan limits of up to $6.5 million is subject to terms and conditions. 

If you need and can afford to borrow more money than the NHT will lend, you can get additional funds from another lending institution. See the Joint Financing Mortgage Programme (JFMP).

Revised: May 10, 2019