Open Market Loan

Our Open Market Loan is where we lend you money to buy a house being sold on the open market by an individual or agency other than the NHT.

This is a Non-Homeowners’ Loan.  

Through the Open Market Loan you can borrow as a single applicant or you may co-apply with one other qualified NHT contributor to access a higher loan limit to purchase a house.  Three family members with established kinship ties may also co-apply for this loan.

If you need (and can afford) to borrow more money you may seek additional funds from another lending institution under our External Financing Mortgage Programme (EFMP).

Click here to find out how to apply for your Open Market Loan.