As a contributor you may use this loan to access funds needed to purchase land being sold by private individuals or companies.
The House Lot Loan is a Non-Homeowners’ Loan.
Through the House Lot Loan you can borrow as a single applicant or you may co-apply with one other qualified NHT contributor to access a higher loan limit to purchase the house lot. If you need (and can afford) to borrow more money you may seek additional funds from another lending institution under our External Financing Mortgage Programme (EFMP).
Additionally, you may be eligible to access funds to build on the lot through our Construction Funds Loan product.
Click here to learn about our loan limits