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Who We Are
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What are our standards?
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Contribution Payments
Overview
Employer
Overview
What are the requirements?
How are payments made?
How are Annual Returns submitted?
What are the Benefits and Penalties?
Obtaining a Clearance Letter/TCC
Self-Employed
Overview
What are the requirements?
How are payments made?
How are Annual Returns submitted?
What are the Benefits and Penalties?
Obtaining a Clearance Letter/TCC
Employee
Overview
How are payments made?
What are the Benefits and Penalties?
Obtaining a Clearance Letter/TCC
Voluntary
Overview
What are the requirements?
How are payments made?
What are the Benefits and Penalties?
Voluntary Contributions
Overseas Contribution
Contributions Refund
Overview
How to Apply
Regular Contribution
Special Contribution
Overview
Retirees
Invalidity Pensioners
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Loans
Overview
External Financing Mortgage Programme (EFMP)
Who qualifies for a loan?
What are the Interest Rates?
Mortgage Calculator
Need a Loan?
Overview
Processing Steps
Required Documents
Current Loan Limits (Updated July 2023)
Loans to Build
Build on Own Land Loan
Construction Funds Loan
Loans to Buy
Overview
Open Market Loan
NHT Scheme House Loan
NHT Serviced Lot Loan
House Lot Loan
Build 9 Loan
Loans to repair/improve
Overview
Home Improvement Loan
Ten Plus (10+) Loan
Solar Panel Loan
Solar Water Heater Loan
Smart Energy Loan
Home Grant
Homeowner's Loan
Non-Homeowner's Loan
Microfinance Loan
Have a loan?
Overview
Monthly Payments
Making Payments
Non/Late Payments
Lump Sum Payments
Changes to Payments
Special Assistance for Mortgagors
Obtaining an Eligibility Letter
Request Loan Statements
Housing Schemes
Overview
Upcoming Schemes
Interim Financing
Properties For Sale
Overview
Public Auction
Private Treaty
Open Market
Have land to sell us?
Commercial
Overview
Unity Farms, Hampstead, St. Mary
Orange Grove, Trelawny
Waterworks - Westmoreland
Bull Bay / Stokes Hall - Lots for Sale
Residential
Social Development
Overview
Inner-City Housing Project
Overview
ICHP Social Development
ICHP Technical Development
SOCIAL VENTURE CHALLENGE
NHT Seals the deal with ISO 9001:2015 Certification