Special Home Improvement Loan

 

Deadline: September 30, 2024

The National Housing Trust (NHT) is offering a Special Home Improvement Loan to assist our valued contributors and mortgagors in repairing and restoring their homes. This initiative is part of our commitment to supporting Jamaicans in maintaining and improving their living conditions. Whether you've experienced roof damage, structural issues, or other home-related challenges, this Special Loan is designed to provide the necessary financial support to help you restore your home to its optimal condition.

To help guide you through the process, we've provided several key resources:

 

Resources:


Loan Checklist

The standard eligibility requirements are applicable, in addition to:

  1. Estimate of works to be undertaken
  2. Proof of Damage
  3. Surveyors Identification Report
  4. Valuation Report required where the NHT is not the mortgagee and we will be facilitating a second mortgage or pari passu arrangement.

 

Application Form

A Special Home Improvement loan to assist with roof and home repairs. Available to NHT mortgagors and former mortgagors with up to JMD 1.5 million per collateral.

 

FAQs

Answers to common questions about eligibility, application procedures, and disbursement for the Special Home Improvement Loan.