News Archive

September 29, 2023

The National Housing Trust (NHT) has increased the number of partner mortgage institutions through which qualified contributors can access their NHT mortgage benefits.

NHT contributors who earn more than 30,000 weekly, as well as contributors who require additional funding to their NHT loan entitlement, can now have their NHT loan processed at one of 10 partner mortgage institutions under the External Financing Mortgage Programme, EFMP. The 10 partner institutions are: COK Sodality Credit Union, National Commercial Bank (NCB), The Bank of Nova Scotia Jamaica Limited, JMMB Bank Jamaica (Limited), JN Bank Limited, The Victoria…

August 15, 2023

Prime Minister, the Most Honourable Andrew Holness on Friday, August 11, 2023, led a ground breaking exercise for Sheffield Palms, the National Housing Trust’s, NHT, newest housing development in Retreat, Westmoreland. The 113-unit housing project is being developed in collaboration with Sheffield Palms Developers Limited under the NHT's Guaranteed Purchase Programme (GPP). Upon completion, 60 of the units will be available to the NHT for its contributors. 

Partnership, was the theme of the Prime Minister’s keynote address as he encouraged developers to pursue the Guaranteed Purchase Programme.…

July 25, 2023

The National Housing Trust (NHT) and Scotiabank have joined as the newest partners under the External Financing Mortgage Programme (EFMP). The partnership was recognised with a signing ceremony on Tuesday July 18, 2023, at the NHT’s Park Boulevard Corporate Office in St. Andrew.

NHT Managing Director, Mr. Martin Miller and Scotiabank’s team of Executive Vice President, Retail and Small Business Banking, Perrin Gayle and Director Sales Support Unit, Avril Leonce (pictured below and attached) inked the agreement marking the commitment of partnership between the two entities.

Mr. Martin Miller in his remarks at the signing,…

June 30, 2023

Effective July 1, 2023, the National Housing Trust (NHT) will be increasing its loan ceiling for most loan benefits. The increase will see an additional $1 million dollars available to contributors. This represents a 15% increase in the general loan ceiling from $6.5 to $7.5 million. These policy changes will improve contributors’ ability to afford homes in keeping with increases in construction inputs and the consequent rise in the cost of housing units.

With this increase, Open Market and Build On Own Land (BOL) Loans will see a rise from $6.5 million to $7.5 million, while House Lot, Home Improvement, Ten Plus (10+) and Fifteen…

June 28, 2023

The beginning of June should see residents and homeowners making the necessary preparations in the event of a storm, ensuring the safety of their families and their homes.  June 1- November 30 is recognised as the Atlantic Hurricane Season. With this in mind, the National Housing Trust (NHT) is advising its mortgagors to stay current with their peril insurance payments, protecting one of their most valuable assets, their home.

Peril insurance safeguards in the event of incidents that may cause damage to, or loss of property. These perils typically include fire, theft, vandalism and natural disasters such as hurricanes,…

June 12, 2023

The National Housing Trust Social Development Department invited NHT Scheme community leaders to apply for Community Development Scholarship.

The selectees from a pool of 93 applicants received via the NHT website for the Community Development Scholarships are as follows:

Awardees for Play Therapy:

  1. Adecia Green- Palmetto Meadows 
  2. Gavion Marshall- Palmetto Meadows 
  3. Orville Bennett- Humming Bird Meadows 
  4. Rachel Reid- Chudleigh 
  5. Kamoya Brissett- Brompton Manor 

Awardees for Grant Writing Workshop:

May 29, 2023

The National Housing Trust (NHT), acknowledges that some of our customers may have experienced delays in accessing some in-branch services today. The Trust also wishes to extend an apology to these customers for any inconvenience caused. This, as a significant number of our employees, called in sick today.

Customers in the meantime are being reminded that most in-branch services, are available online. Customers may use the NHT Online portal, available at, to apply for NHT contribution refunds, make contribution payments, make mortgage payments, generate eligibility letters, access mortgage statements among other…

May 26, 2023

Residents of the Ruthven Towers development and National Housing Trust, NHT staff joined efforts on Labour Day, May 23, 2023 at the Women’s Centre of Jamaica Foundation on Trafalgar Road in St. Andrew. The group of approximately 50 volunteers participated in several activities including tilling the soil for a vegetable garden as well as giving the nursery at the facility a much needed facelift with a fresh coat of paint.

The project was organised by the Ruthven Towers Outreach Programme. Coordinator for the programme Shannon Fairweather, said doing work with the community was one of the first projects identified by Ruthven Towers…